Cycle to Work


*Basic Rate Taxpayers – Pay £689 for a new ‘NAVIGATA’ CitE eBike

**Higher Rate Taxpayers – Pay £579 for a new ‘NAVIGATA’ CitE eBike



Pedibal’s programme allows Companies, Local Authorities, Trusts and Organisations to provide employees eBikes without advance outlay. The programme provides for employees to immediately gain from the Cycle to Work Scheme and the employer simply makes repayment in arrears without affecting cashflow when they have made deduction from the employee’s salary.

Employer enjoys 12.8% NI contribution savings with the scheme.


The Pedibal ‘NAVIGATA’ CitE offers all the benefits required to enjoy healthy low-cost stress-free travel, with a sleak contemporary design, folding versatily and Easy Wheel handling for positive secure inside parking, public transit, low footprint stowage and convenient commuting.


Great Employee Health Benefits


Research (source: Glasgow University – 2017) confirms people who cycle to work have 46% less chance of contracting Cancer and 42% less chance of coronary Heart Desease. Energy levels increase and production can increase up to 15%.


Biking to work is good for you. While the exact calories burned on a ride varies between each person, their speed, and the topography, cycling on average burns as many calories as jogging, with considerably fewer negative impacts on the joints. Cycling improves cardio-vascular and aerobic fitness, lowers blood pressure, boosts energy, builds muscle, and improves coordination. Sneaking the health benefits of biking into your daily commute is so easy it almost feels like cheating!


Biking to work makes you happier. While most people would not identify sitting in traffic, navigating a congested city, or riding crowded public transit as activities that calm them down or make them happy, cycling to work can actually transform your daily commute into a moderate form of therapy. Numerous studies have shown that daily exercise can reduce stress, alleviate symptoms of depression, improve sleep patterns for individuals with insomnia, and reduce anxiety. Furthermore, exercising outdoors – both in urban and rural contexts – has been proven to boost self-confidence and improve overall mood.


Biking to work makes you smarter. While it may not turn you into an astrophysicist overnight, research has proven that moderate, daily exercise can prevent cognitive decline, sharpen memory and learning, and improve overall brain performance. So even if biking to work doesn’t turn you into a Rhodes Scholar, at the very least it will make you better at your job.


Employees use their own vehicular transport to and from work, as often public transport is inconvenient or unavailable for work location and can also take much longer, even for short distances. The use of the healthy alternative eBike, short circuits the issue and saves even more on vehicle running costs and parking charges.

Employers adopting the Cycle to Work Scheme demonstrate their desire for employees to benefit from available tax and NI contribution savings and inspire healthy choices and advantages gained by cycling to work and a win win win for employee, company and the environment.

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The Details

*Basic Rate Taxpayer – 20% Income Tax – 12% NI
Income Tax & NI Saved – £320
Net Monthly Payments £56.66 (12 months)
Total Cost of Cycle Scheme Package £680
Percentage Saving over 12-months 32%
Net Cost of ‘NAVIGATA’ CitE eBike £689

**Higher Rate Taxpayer – 40% Income Tax – 2% NI
Income Tax & NI Saved £420
Net Monthly Payments £48.34
Total Cost of Cycle Scheme package £580
Percentage Saving over 12-months 42%
Net cost of ‘NAVIGATA’ CitE eBike £580

12.8% NI Contribution